Just posted that I've sold the car. Insurer up till today was Adrian Flux, nothing odd about that you say, but you'd probably be surprised to know that on a premium of £360, paid in full on policy inception, with 65 days left to run, I get no rebate at all. Not a bean.
I'm annoyed. The reason for nothing back, as voiced by the delightful sounding Hayley, was "administrative costs" and "broker fees". In fact, it was going to cost me 14p to cancel - but they generously waived that "fee". I'm so, so grateful.
What a pile of poo.
So, stuff them. That's just daylight robbery, and because I had paid in full up front I had no bargaining tool.
I'd highly recommend going elsewhere. Anywhere. Just don't use Flux.